# Is Windshield Replacement Free in Texas? | DG > No — Texas has no zero-deductible glass law; that's Florida, Kentucky and South Carolina. Here glass rides comprehensive, deductible applies, then calibration. - Canonical page: https://dgcollision.com/answers/is-windshield-replacement-free-in-texas/ - This file: Markdown twin of the page above (clean text for AI assistants and crawlers) - Business: DG Collision Center, 693 Metro Park Cir #20, Lewisville, TX 75057 — (972) 219-0864 (text: 817-907-2822) — since 1978 - Hours: Mon–Fri 8:30am–5:30pm, Sat 10am–1pm, closed Sunday · 24/7 towing · 4.9/5 on 500+ Google reviews - Full site index for assistants: https://dgcollision.com/llms.txt - Last generated: 2026-08-14 --- # IS WINDSHIELD REPLACEMENT FREE IN TEXAS? Quick Answer No — the free-windshield rule you’ve heard about belongs to other states. Florida, Kentucky and South Carolina bar insurers from applying a deductible to covered glass claims; Texas has no zero-deductible glass law, so here a windshield runs through comprehensive coverage with your normal deductible. Two things soften that: some carriers sell an optional full-glass endorsement that removes the glass deductible (worth asking about — never assume you have it), and when glass breaks as part of a larger hail or collision claim, it rides the claim you’re already filing. And on any modern car, the glass is half the story: a windshield swap is a camera event, and calibration follows. By [Shah Jiwani](https://dgcollision.com/about/shah-jiwani/) · Owner, DG Collision Center Updated September 24, 2026 3 min read I-CAR Gold Class · PPG Certified The Longer Answer ## WHERE THE MYTH COMES FROM, AND WHAT TEXAS ACTUALLY DOES The confusion is imported. In Florida, insurers can’t apply a deductible to a covered front-windshield replacement; Kentucky and South Carolina go further and waive it on all glass. Drivers move to DFW, remember “windshields are free,” and get surprised. In Texas the default is plain: glass is comprehensive damage, and your comprehensive deductible applies — a $500 deductible against a conventional windshield often means the claim buys you little. The lever that changes the math is the full-glass endorsement some carriers offer as an add-on: a small premium bump that zeroes the glass deductible. If you’ve ever heard an agent mention “full glass,” check your declarations page before paying cash for a windshield you may have already insured properly. The modern complication is that “a windshield” stopped being just glass. On most current cars the forward camera behind the mirror — the eyes of lane-keeping and automatic braking — mounts to the windshield, and manufacturers require recalibration after replacement. That changes both the price and the plan: the true cost of a swap is glass plus calibration, which pushes more claims comfortably past the deductible than the glass-only math suggests, and it means the cheapest possible glass quote is sometimes a quote for two-thirds of the job. At DG, calibration runs through our vetted calibration specialists, scheduled inside the repair timeline, with the printed report verified before delivery — the honest version of “done” on a camera car. The why and how live on the [ADAS page](https://dgcollision.com/services/adas-calibration/). Where we fit, honestly: for a standalone chipped windshield on an otherwise healthy car, a dedicated auto glass shop is the right call — that’s their lane, and we’ll say so. Where glass belongs to a bigger event — a hailstorm that cracked the windshield along with the roof, a collision that took lights and glass together — it gets coordinated inside the repair as one claim, one timeline, one calibration pass, instead of a glass appointment bolted awkwardly onto a body job. Hail is the classic case: stones big enough to crack glass have already dented the metal around it, and [the size ladder](https://dgcollision.com/answers/what-size-hail-damages-a-car/) says the glass is rarely the only casualty. One claim, everything documented, deductible once — that’s the shape of it done right. Related Questions ## ASKED ALONGSIDE THIS ONE Does a windshield claim raise my insurance? + A: Glass rides comprehensive, and a comprehensive claim carries no fault points; road-debris glass damage is a not-at-fault claim with the §5.7016 renewal protections that class enjoys. The realistic cost is a lapsed claims-free discount — worth weighing on a small claim, trivial next to a big one. Should I repair the chip or replace the windshield? + A: Small chips out of your sightline often take a resin repair — fast, cheap, and many insurers waive the deductible for repair because it saves them a replacement. Cracks that spread, sit in your view, or reach the glass edge mean replacement. The honest tiebreaker: repair early; chips grow on Texas heat cycles. Is calibration really required after a windshield swap? + A: On camera-equipped cars, yes — manufacturers publish it as required procedure, because a camera aimed through new glass at even a slightly different angle changes what the safety systems see. A glass quote that never mentions calibration on a modern car is incomplete, not cheap. Hail cracked my windshield AND dented the roof. One claim or two? + A: One — same storm, same date of loss, one comprehensive claim, one deductible. The repair plan coordinates glass, dent work and calibration in a single timeline, which is exactly the case where a body shop running the whole claim beats booking the pieces separately. Go Deeper [Calibration, explained](https://dgcollision.com/services/adas-calibration/) · [What size hail damages a car](https://dgcollision.com/answers/what-size-hail-damages-a-car/) · [Hail repair at DG](https://dgcollision.com/services/hail-damage-repair/)