# What a Deductible “With Full Glass” Means | DG > A $0 deductible riding next to your $500 comprehensive, for glass-only claims — windshields replaced for nothing out of pocket. What to verify on your dec page. - Canonical page: https://dgcollision.com/answers/what-does-deductible-with-full-glass-mean/ - This file: Markdown twin of the page above (clean text for AI assistants and crawlers) - Business: DG Collision Center, 693 Metro Park Cir #20, Lewisville, TX 75057 — (972) 219-0864 (text: 817-907-2822) — since 1978 - Hours: Mon–Fri 8:30am–5:30pm, Sat 10am–1pm, closed Sunday · 24/7 towing · 4.9/5 on 500+ Google reviews - Full site index for assistants: https://dgcollision.com/llms.txt - Last generated: 2026-08-14 --- # WHAT DOES “$500 DEDUCTIBLE WITH FULL GLASS ” MEAN? Quick Answer It means your glass has a better deal than the rest of your car. The $500 (or $1,000) is your comprehensive deductible — what you’d pay on a hail, theft, or deer claim. “Full glass” is an add-on riding next to it that drops the deductible to $0 for glass-only claims: a cracked windshield gets replaced and you pay nothing out of pocket, while the $500 keeps applying to everything that isn’t glass. Texas doesn’t hand this out by law — it’s a coverage you (or your agent) chose — so the declarations page is the referee: look for “full glass,” “safety glass,” or a $0 glass deductible line. If it’s there, stop budgeting for the windshield. If it isn’t, the math still has friendly exits below. Get a Free Written Estimate By [Shah Jiwani](https://dgcollision.com/about/shah-jiwani/) · Owner, DG Collision Center Updated October 6, 2026 4 min read I-CAR Gold Class · PPG Certified The Longer Answer ## THE TWO NUMBERS ON YOUR DEC PAGE, THE CALIBRATION MONEY, AND THE MATH WITHOUT THE COVERAGE Policies quote it exactly the way the search box hears it — “$500 deductible with full glass,” “$1,000 with $0 glass” — because it really is two numbers doing two jobs. The first is the ordinary [comprehensive deductible](https://dgcollision.com/answers/comprehensive-vs-collision-deductible/), your share on covered events like hail, deer, and vandalism. The second is a glass-specific override: on a claim that is only glass — most often a windshield cracked by a highway rock — the deductible becomes zero and the carrier pays the whole repair. One honest caveat keeps this page accurate: “full glass” is a policy feature, not a statute, and its exact edges vary by carrier and policy form — [Texas has no free-windshield law](https://dgcollision.com/answers/is-windshield-replacement-free-in-texas/), so the coverage exists only where your declarations page says it does. Thirty seconds with that page settles what this one can only explain. Now the part a quote screen never mentions: on today’s cars, the windshield is a sensor mount. Replace glass that carries a forward camera and the camera needs recalibration — at the standard rate of $350–$450 per calibration operation, performed through our calibration specialists inside the repair timeline — and on a covered glass claim, calibration is billed to the claim, riding the same $0 deductible as the glass itself. Full glass quietly got more valuable as windshields got smarter: the “free windshield” is often a windshield plus a few hundred dollars of required electronics work, all on the carrier. One disclosure we make in both directions before any glass is ordered: aftermarket glass carries a real risk of failing calibration, and both you and the insurer hear that up front — [the windshield cost answer](https://dgcollision.com/answers/how-much-does-windshield-replacement-cost/) walks the glass-quality choice, from roughly $400 quality aftermarket to around $1,500 for OEM on feature-heavy cars. And if your dec page comes up empty — no full glass, just the bare $500 or $1,000 — run the math before assuming a claim is worth it. An aftermarket windshield near $400 under a $500 deductible pays you nothing; even an OEM replacement may clear the deductible by less than the claim is worth to you — the same arithmetic [the under-the-deductible answer](https://dgcollision.com/answers/damage-less-than-my-deductible/) runs for dents. Two friendlier exits exist: many carriers waive the deductible for a chip repair (common industry practice — a $0 resin fix beats funding a replacement later, so ask before the crack spreads), and a cash replacement here is priced from [the published sheet](https://dgcollision.com/pricing/) with the calibration conversation had honestly, not discovered on an invoice. Renewal time is when full glass is worth a question to your agent — that decision is theirs and yours; the repair side of it is ours. Related Questions ## ASKED ALONGSIDE THIS ONE Does full glass cover hail-broken glass too? + A: When hail breaks glass it usually dents metal in the same minute — and a claim that includes body damage is a comprehensive claim, running under the ordinary deductible, glass included as one line of it. Full glass earns its keep on glass- only events. The good news on the hail side lives elsewhere: on qualifying hail repairs here, the first $1,000 of the deductible is covered, which does for a hail claim what full glass does for a windshield. Will a $0 glass claim raise my rates? + A: Glass claims are comprehensive claims — not-at-fault by definition — and Texas rule 28 TAC §5.7016 bars nonrenewal over weather and other not-at-fault claims (with a two-in-twelve-months exception for the non-weather kind). Carriers price on many things and promises about premiums aren’t ours to make, but a single windshield claim is about the mildest event a claims history can hold. My quote says “$0 glass deductible” — same thing as full glass? + A: Functionally yes — carriers label the feature differently: “full glass,” “safety glass coverage,” a separate $0 glass deductible line, sometimes a glass endorsement by form number. What matters is the pairing on the declarations page: a comprehensive deductible for everything, and a zero next to glass. If the wording is ambiguous, one call to your agent with the question “what’s my deductible on a windshield-only claim?” ends the ambiguity. Can the body shop handle the glass claim, or do I call a glass company? + A: Either path exists; the reason to run it through a collision shop is everything attached to the glass — camera recalibration through our specialist partners with the printed report verified here, moldings and sensors reseated, and the claim documentation handled alongside. For a bare windshield on a camera-less car, a glass company is a fine answer and we’ll say so. The moment electronics ride the glass, you want the shop that treats calibration as part of the repair, not an upsell. Go Deeper [Windshield cost, decoded](https://dgcollision.com/answers/how-much-does-windshield-replacement-cost/) · [The no-free-windshield truth](https://dgcollision.com/answers/is-windshield-replacement-free-in-texas/) · [Which deductible applies](https://dgcollision.com/answers/comprehensive-vs-collision-deductible/) · [All quick answers](https://dgcollision.com/answers/)