Like most people, you probably shop around for auto insurance, looking for the best coverage for the best price. You get a general understanding of coverage, but knowing the ins and outs of your policy typically don’t become an issue again until an accident occurs. Accidents as minor as a fender- bender can bring about a flurry of unanswered questions, red tape, confusion, and runaround. Some major points to consider:Obtaining three repair estimates is not necessary. You can go to any repair shop. Before work is doneto your vehicle, you should be presented with an estimate to know what is being repaired on your vehicle.