DO YOU HAVE ENOUGH HAIL DAMAGE TO FILE A CLAIM?
Compare two numbers: what the repair costs and your comprehensive deductible. If the repair clearly costs more, a claim usually makes sense; if it doesn’t, the insurer pays nothing and a cash repair is simpler. Our published Phoenix prices give you a feel: $75–$200 per dent for small cash jobs (dents up to about half-dollar size), $750–$1,500 for light hail on one or two panels, and $5,000–$12,000 for a typical full-vehicle claim. Get a free written dent count before you decide. Once a qualifying claim’s repair costs more than your deductible, our offer covers the first $1,000 of that deductible, so many customers pay $0 out of pocket.
The Quick Math
WHERE YOUR CAR PROBABLY LANDS
Hail is easy to undercount from the driveway. Shallow dents hide in ordinary light, so a car that looks like "a few dings" can count much higher under PDR lights. That’s why the written count matters more than a guess. Prices for dents larger than half-dollar size are set after inspection.
OTHER THINGS WORTH WEIGHING
Your rates. Hail is a comprehensive claim with no one at fault. Arizona’s A.R.S. § 20-263 addresses cancellations and nonrenewals tied to accidents, not weather. Pricing still varies by insurer; see does a hail claim raise rates in Arizona.
The next storm. If you skip a claim and another hailstorm hits the same panels, a later claim can be reduced for damage that’s still there.
The filing window. Many policies hold hail claims to about a year from the date of loss, sometimes less. Deciding doesn’t need to take long; letting it slide can cost you the option.
How our offer changes the math. On qualifying claims from the October 20–21, 2026 storms we cover the first $1,000 of your deductible; above that, it’s case by case, and we do our best. If the repair comes in under your deductible, the insurer pays nothing, so we’ll quote you the cash price instead. Under A.R.S. § 20-468 the shop is your choice. More on auto hail repair in Phoenix. General information, not legal advice.
Not Sure It’s Enough?
Text three photos to (602) 935-6008: the hood, the roof and a low-angle close-up. We’ll tell you whether it looks like a claim or a cash fix.
Related Questions