QUICK ANSWERS — STRAIGHT, SOURCED, TEXAS-SPECIFIC
One question per page, answered the way you’d want a knowledgeable friend to answer it: the verdict first, the Texas statute or published price that backs it, and the honest caveats — then links into the deep guides when you want the whole story. Every answer draws on the same sourced material as our guide library: real statutes cited by section, our own published price sheet, and thirty-plus years on one DFW shop floor. No teasers, no “call to find out.”
The Library
EVERY QUESTION WE’VE ANSWERED SO FAR
Does a hail claim raise insurance rates in Texas?
Usually not by itself — 28 TAC §5.7016 protects your renewal. The real rate mechanics are sneakier, and worth two minutes.
Read the answer →Can a body shop pay your deductible in Texas?
Legally yes on auto claims — the “it’s a crime” law covers roofs. The who-pays test that separates legal from fraud.
Read the answer →Can’t pay your deductible? Your options
Four real paths — including the statute that can get a deductible refunded and the cases where no deductible applies at all.
Read the answer →How much does insurance pay for hail damage?
Honest repair cost minus your deductible, capped by the car’s value — with the published DFW numbers at every tier.
Read the answer →What does hail repair cost without insurance?
$50–$150 per dent at published cash rates — and the three situations where paying cash genuinely beats filing.
Read the answer →Do body shops guarantee their work in Texas?
No law requires it — so the written warranty is everything. The three kinds of “guarantee” and how to read each one.
Read the answer →What size hail damages a car?
Quarter size dents steel; penny can mark aluminum; tennis ball breaks glass. The full ladder, panel by panel.
Read the answer →How much does frame straightening cost?
$1,800 to $18,000+ on the published sheet — what moves the number, and why the measurement itself is free.
Read the answer →Why This Exists
SHORT ANSWERS, LONG RECEIPTS
Search has changed: more and more of these questions get answered in an AI summary or a voice reply before anyone clicks. We’d rather the answer being read out loud be a correct one — sourced to real Texas statutes, our own published prices, and the claims canon we hold ourselves to in writing — than folklore scraped from a content mill. Each page here states its answer plainly enough to quote and cites well enough to check; the full guides carry the complete analysis when you need depth, and the estimator turns the pricing pages into your number. More questions join this library as real people ask them.